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TIP! Shop around for a card. Interest rates and terms can vary widely.
TIP! When you are getting your first credit card, or any card for that matter, make sure you pay close attention to the payment schedule, interest rate, and all terms and conditions. Many people neglect to read this information, but it is definitely to your benefit if you take the time to read through it.
TIP! Look out for cash back credit cards. These types of credit cards give you cash back on every purchase that you make with the credit card.
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