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TIP! Learn how to be financially stable by not using credit cards all the time. Try to work on a plan with companies that you pay interest to like payments on your home or your car.
TIP! Having more than one checking account can make it easier to keep to a budget. Have one account that is only used to pay fixed expenses, and another for spending money.
TIP! Don't be discouraged with a drop in your credit score while you are working on fixing your credit because this is not uncommon. However, this is not an indicator that you have made a misstep.
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